Tracey's blogs

Tracey Mentesana is the owner of FinanceCorp. She has over 10 years experience in the Finance Industry. Each month, Tracey will blog about the hottest and most pressing topics in the Finance Industry. She offers guidance, advice and insights that are both helpful and relevant.



My insights as a Mortgage Broker

Submitted by Fcorp on 14 February, 2012 - 01:09

 

I have been a mortgage broker for over 7 years and in the finance for over 13 years. In that time, the finance sector has seen many changes, never mind the changes in the economy that we have seen in that time. But regardless of all these changes there is one thing that has remained the same. My job has always been to help people get in to their own home.

 

The great credit crunch

Submitted by Fcorp on 14 January, 2012 - 17:43

 

It seems like an almost inevitable part of modern day living is using your credit card. It is sometimes almost impossible to shop without it, especially if you like internet shopping. But unfortunately there is always a day of reckoning and that day is usually when the credit card statement arrives in the mailbox.

 

If you feel burdened by credit card debt, you are not alone and there are some really positive steps you can take to get on top of it. Here are some of our tips to managing your credit card debt:

 

Happy New Year..with good news to follow in 2012

Submitted by Fcorp on 30 December, 2011 - 12:27

 

 

Hope you had a lovely rest full Christmas!

 

Good news ahead with regards to interest rates.....

 

Rates to fall in Feb

Consumer confidence is at its lowest level since August, which could encourage the Reserve Bank to review its current stance on rates in February.

New Year's Resolutions

Submitted by Tracey on 13 December, 2011 - 00:26

 

In only a couple of weeks’ time all of the excitement and hum of Christmas will be gone and we will start to plan a ‘huge night’, which I have to say in my experience tends to be a real let-down. It is the one night a year we feel we must have fun. But that aside there is a long tradition attached to New Year’s Eve (and not the kissing someone on the stroke of midnight!) and that is the New Year’s Resolution. It is thought that the tradition of the New Year’s Resolution dates back to early Roman times with the mythical king Janus who, with 2 faces, was able to look forward and look back. It was this looking forward to the new year where the tradition of making plans for the year ahead began.

 

Is now the right time to buy in Perth?

Submitted by Tracey on 10 November, 2011 - 23:35

 

Buying a home is typically the biggest investment that an individual will make in their lifetime. So it is little wonder that there is much trepidation around this decision. Whether you are thinking about entering the market, thinking of selling and moving up or down, this decision is not one that should be taken lightly.

The biggest question that people have around this investment decision is all about timing. Is now the right time to buy? Is now the right time to enter the market? Should I buy an investment property now? What if I wait another year before I enter the housing market?

What will interest rates do next?

Submitted by Fcorp on 3 October, 2011 - 14:08

 

Here is what owner of Finance Corp Tracey Mentesana had to say in her latest blog –

The current economic climate has been cause of concern for home owners, investors and those looking to get in to the home market. The big question is “What should I do?”

 

Interest rates have been holding steady which has been a good thing for all. But will they stay this way? Well, it is unlikely that we will see rates fall below 6%. The extremely low rates we saw in recent years were unsustainable and it is unlikely that we will see them so low any time soon. Currently, fixed rates are the lowest we have seen in months.